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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

What is Guaranteed Replacement Cost?

What is Guaranteed Replacement Cost?

Few things in life are worse than losing your home to fire or a natural disaster. Except, that is, discovering in the aftermath that you don’t have enough homeowners insurance coverage to rebuild the house back to how it was before trouble struck. If you get Guaranteed Replacement Cost (GRC) coverage, that is unlikely to happen. Why? GRC will pay for the full cost of rebuilding...

What Is Product Liability Insurance For Small Businesses?

What Is Product Liability Insurance For Small Businesses?

It’s a fact of life: accidents happen. Of course, risks will always be associated with creating, manufacturing, assembling, distributing, or selling products, but managing those risks is a key part of your business success. Product liability insurance can protect your business from potential legal and financial consequences arising from product-related claims. Product Liability Insurance In a Nutshell Product liability insurance is a specialized form of...

How Much Does Life Insurance Cost?

How Much Does Life Insurance Cost?

It’s a universal fact: everyone needs life insurance.1 Whether you’re a student, parent (single or married), or empty nester, life insurance can help protect the life you’ve built for yourself (or a future if you purchase life insurance for a child). So, what’s preventing you from getting a policy today? Aside from the general discomfort many get when discussing life insurance, presumed costs often hold...

Supporting Cross Your Paws Rescue

Supporting Cross Your Paws Rescue

🐾 D. Johnson Insurance Agency and our adorable pal, Rebel, are proud to support our friends, like Cheddar (pictured below), at Cross Your Paws Rescue! Located in Allegheny and Westmoreland County, PA, this fantastic organization has been saving lives since 2018, thanks to the dedication and compassion of its volunteers. Cross Your Paws Rescue believes in a world where animals are free from cruelty, and...

Buying a Car from a Private Seller

Buying a Car from a Private Seller

When scouting for a high-quality used car, sometimes a private seller rather than a dealership offers better value. But, while private sellers can offer great deals, there are some important considerations to remember. Let’s look at some tips and advice on buying a car from a private seller safely and confidently. Playing With Price When buying a car from a private seller, pricing is one...

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